Do you own a piece of commercial property? Maybe, you have an entire portfolio full of office blocks and commercial units? Whatever your requirements, one thing you can't afford to ignore is commercial property insurance. Buying the right insurance is essential to protect you and the business if something disastrous happens. Whether you are responsible for a large development or a single lock-up garage, you must have the right insurance. Here are three things to consider before you take out commercial property insurance. [Read More]
4 Types of Insurance You Need as a Professional Photographer
Photography might seem like one of the least risky professions out there, but once you've been in the job long enough, you'll realise a lot can go wrong. While you may take extra precautions when shooting animals or weapons, sometimes disaster can strike even in a seemingly safe studio. It only takes a split second for one of your models or clients to get hurt or for expensive equipment to get damaged. [Read More]
Two Scenarios in Which Having Resident Unit Manager Insurance Could Be Useful
If you are the resident unit manager of, for example, a strata property or another residential building, then you should consider getting resident unit manager insurance. Here are some examples of scenarios in which this type of insurance could be useful. You have made a mistake that has resulted in a resident's belongings being damaged As a resident unit manager, you may be expected to perform maintenance work on various parts of the building. [Read More]
Small Business Insurance: Are Your Coverage Needs More Intricate than You Think?
Every financially-conscious business owner understands the need for adequate insurance. Simple mistakes and unforeseen events in the course of business can cost you thousands of dollars or even send your enterprise packing. While most entrepreneurs obtain small business insurance, not many get an adequate cover. It is easy to underestimate your insurance needs, especially if you don't understand the risks that your company is exposed to. This article will address some types of business insurance that your small business may need but which you never considered. [Read More]